Premium Coverage


All internally lubricated parts including: pistons, piston rings and pins, crankshaft and main bearings, connecting rods and rod bearings, camshaft and bearings, oil pump, timing chain and/or gears, rocker arms, valves (burned valves or worn valves are expressly excluded), valve springs, seats and guides, valve pushrods and lifters. The engine block, cylinder head, and rotary housing are covered only if damaged by an internally lubricated part. Seals and gaskets are covered only when replaced as part of a covered repair.


All internally lubricated parts in the transmission-transaxle case, torque converter and constant velocity axle joints. The transmission case is covered only when damaged by an internally lubricated part.

Four Wheel Drive

All internal lubricated parts of transfer case and differential (front and rear), axle shafts, wheel bearings and constant velocity axle joints. The differential housing is covered only if damaged by an internally lubricated part.


All internal lubricated parts of manual and power steering gear housing and power steering pump.

Seals & Gaskets

Cylinder head gaskets and intake manifold gaskets. All other seals and gaskets are covered only when replaced as part of a covered repair.

Fuel System

Fuel injectors, fuel pump and fuel pressure regulator. (Does not include fuel injection pump).

Cooling System

Water pump, thermostat, electrical radiator fan motor and fan clutch.

Air Conditioner

Compressor, compressor clutch, clutch bearing (does not include air conditioning evacuation or recharge).


Alternator, starter motor and voltage regulator.

Lifted Vehicle (Optional Coverage)

Over-sized tires up to 37 inches and lift kits up to 7.5 inches are allowed if Lifted Vehicle Option is selected.

Roadside Assistance

Valid for 12 months or 12,000 miles.
• Towing Assistance
• Jump Start
• Flat Tire Assistance (using your inflated spare)
• Fuel (cost of fuel is extra)
• Lock-Out Assistance (key cutting/replacement is extra)
For Roadside Assistance call 1-866-908-5766.

Premium Plus (Optional Coverage)

The Premium Coverage, plus: Master Electronic Control Module, Power Window Motor, Power Door Lock Actuator & associated hand operated switches, Power Seat Motor, Radiator, Heater Core, Upper & Lower Control Arms, Control Arm Shafts and Bushings, Torsion Bars, Master Brake Cylinder, Disc Brake Caliper & Wheel Cylinders. Rental Reimbursement of 1 day for the first 4 hours of published industry standard time of an approved repair. An additional day of rental will be authorized for every additional 8 hours of labor time required to do the repairs. The limit on this reimbursement is up to $40 per day for up to 6 days per Mechanical Breakdown or series of Breakdowns related in time or cause. Roadside Assistance is for the term of the contract.

The Premium Plan is for most passenger vehicles with 120,000 miles or less.

Premium Pro

This coverage includes all the components listed for the Premium Plus plan but has higher payout limits, longer contract terms and allows for vehicles with 130,000 miles or less.

View our other coverage plans